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National Homebuyers Fund, Inc. (NHF)

National Homebuyers Fund®, Inc. (NHF) was established in 2002 to stimulate and expand homeownership opportunities across the nation. NHF is a non-profit public benefit corporation organized for the purpose of exercising functions of government and other public purposes, including assisting in the provision of adequate, safe and sanitary residential housing. We accomplish our mission through the administration and/or development of MRB, MCC, Second Mortgage and other Home Loan Programs.

We embrace our responsibility with conviction and pledge our best efforts to serve as a champion for affordable and responsible homeownership. We view homeownership as the bedrock of local communities and vital in attaining and maintaining healthy and stable neighborhoods. To many people, a home is much more than a place to live. For many, owning one's own home represents family and community identity, hopes, goals, freedom and long-term security.

'Children of homeowners do better in school and are more successful later in life. Homeownership acts as a powerful economic stimulus, benefiting both the individual homeowner and the national economy. It provides economic and social capital to neighborhoods because homeowners are more likely to participate in local organizations. Homeownership in distressed communities raises neighborhood values, and homeowners often state that they are more satisfied with their living situation than renters.'
— Paraphrased from Benefits of Homeownership, as published by Habitat for Humanity, New York City, October 2006, with professional references contained within.

Administration Services

  • NHF recently expanded its services to provide program administration, compliance and promotion services to state and local Housing Finance Agencies and housing related organizations to assist them with bringing housing programs to their local constituents and communities. Learn more…

    NHF, jointly with it's affiliate housing finance authority CRHMFA Homebuyers Fund (CHF), has participated in the development, administration and issuance of MRB, MCC and Second Mortgage Programs, resulting in over $7.8 billion in mortgages on more than 58,300 properties.

Program development

  • In addition to providing program administration services, NHF also develops its own housing programs from time to time, in order to assist homebuyers who can qualify for a home purchase but may lack the cash resources for the associated down payment and/or closing costs.
  • NHF finances its own affordable housing programs through the issuance of taxable bonds and securing of private capital financing. Programs provide low, fixed-rate financing for First Mortgages, Grants and/or Second Mortgages, depending on availability and program guidelines.

    View our Program Index for program information and guidelines for all NHF administered loan programs.

Trademark Information

  • National Homebuyers Fund®, Inc. (NHF) is a nonprofit public benefit corporation. NHF is the owner of the following federally registered marks:
  1. National Homebuyers Fund
  2. NHF letters logo and the acronym NHF
  3. Your Downpayment Solution

Users are not permitted to use these trademarks without the prior written consent of NHF. In addition, all information contained on this web site is protected under NHF copyright. Learn more…