County of orange MCC — PARTICIPANT GUIDE |
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program sponsored by COUNTY OF ORANGE, CA |
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Mortgage Credit Certificate (MCC) programs are designed to help make homeownership of new and existing homes more affordable for individuals and families with low-to-moderate incomes, especially first-time homebuyers. An MCC allows a qualifying homebuyer to claim a tax credit for a portion of the mortgage interest paid annually. An MCC can also help a borrower qualify for the initial mortgage loan itself. Restrictions may apply. See Program Manual and associated documents below for complete program guidelines. |
Guidelines / Documents
- Program Manual — 07/07/11
- Program Overview(s) / Term Sheet(s)
- OC 2010 MCC Allocation - Revised 01/12/12
- OC 2011 MCC Allocation - Revised 01/24/12
- MCC Question & Answers — 04/09/10
- Participating Lender List — 11/17/11
- Lender Alerts — 01/12/11 NEW
- Email Subscription
- MCC-001 Reservation of Funds — 02/19/10
- MCC-002 MCC Application Checklist — 02/19/10
- MCC-003 Application and Affidavit — 03/12/10
- MCC-004 Seller Affidavit — 02/19/10
- MCC-005 Certification of No Income — 02/19/10
- MCC-006 Tax Return Affidavit — 02/19/10
- MCC-007 Closing Package Checklist — 02/19/10
- MCC-008 Borrower's Closing Affidavit — 02/19/10
- MCC-009 Lender's Closing Certificate — 03/12/10
- MCC-010 Recapture Tax Notice — 04/18/11
- RMCC-001 Application Checklist — 01/24/12
- RMCC-002 Application and Affidavit — 01/24/12
- RMCC-003 Exhibit A — 04/18/11
- RMCC-004 Ownership Change Addendum — 02/25/10
- IRS Form 8396 (For Holder of MCC) — 03/31/10
- IRS Form 8329 (For Lender) — 03/31/10
lender participation
In order to participate in the County of Orange MCC Program, Lenders must complete and return the following documents to NHF:
- Lender Profile — 10/20/10
- Program Lender Agreement — 02/19/10
program training
Please visit our Online Training Calendar for a list of upcoming trainings for MCC Programs.
Marketing Assistance
The following marketing materials are for Participating Lenders to use when promoting the CHF MCC Program. They are in pdf template format with input fields for adding contact info.
By downloading the following materials, you are identifying yourself as a CHF Participating Lender for the CHF MCC Progam and agreeing to abide by our Marketing Guidelines.
